401(k) Plan

It’s never too late or too soon to start saving for retirement. At SC, we make it an easy decision for you with our great 401k plan. SC offers an employer match of 100% up to the first 6% you contribute. Even better, you are immediately vested in the plan. This means that all funds from the employer match are yours to keep from day one of eligibility. Both Roth and Traditional 401k options are available with company match. Through Fidelity, you will have a wide variety of great investment options to choose from to help secure your financial future.

Basic Life and Accidental Death & Dismemberment (AD&D) and Voluntary Life

SC provides company-paid Basic Life and AD&D coverage equal to two times your base annual salary, up to a maximum of $1,000,000. Both employer-paid and associate-paid life insurance benefits become effective the first date of the month following 90 days of full-time employment. Voluntary employee coverage as well as spouse and dependent coverage are also available.

  • Supplemental Associate Life in increments of $10,000 up to $500,000. Upon initial enrollment, you are guaranteed coverage up to a maximum of $350,000. Amounts above this will require Evidence of Insurability (EOI). If you previously declined coverage and wish to enroll during open enrollment, the entire elected amount would require EOI.
  • Supplemental Spouse Life in increments of $10,000 up to $150,000, not to exceed 50% of the associate amount of supplemental life coverage. Upon initial enrollment, your spouse is guaranteed coverage up to $30,000. Amounts above this will require Evidence of Insurability.
  • Supplemental Child Life in increments of $5,000, up to a maximum of $10,000. Benefits are limited to $100 for infants under the age of 6 months. Election of Supplemental Associate Life is required to elect spouse or child life

Company-Paid Short-Term and Long-Term Disability

It is important to have a continuing source of income to protect you and your family during periods of extended illness/injury. SC provides company-paid short-term and long-term disability benefits, effective on the first day of the month following 12 months of full-time employment.

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