Overview

Job Family: Risk

Monitors activities to minimize the company's exposure to risk. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions.

Job Function: Risk Management

Ensures adherence to the policies and procedures established by the company. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. .

Summary of Responsibilities:

The Sr. Analyst, Risk Management is responsible for various activities relating to risk management performance. S/he works to identify, assess and action various risks throughout the assigned business line by executing defined risk programs. Additionally, the incumbent executes, reviews, or evaluates controls via a quality program and participates in initiatives and recommends opportunities for improved efficiency, effectiveness and/or risk reduction.

Essential Functions:

  • Develops competence by performing structured work assignments
  • Uses existing processes and procedures to solve routine or standard problems
  • Receives instruction, guidance and direction from supervisor and has responsibility and accountability for several daily, weekly and monthly reporting activities.
  • Will support the Risk MIS team in the delivery of Ad-hoc reporting requests as required.
  • Serve as a point of contact for SHUSA credit Metrics reporting deliverables.
  • Examine the portfolio and on a comprehensive, as well as a segmented basis.
  • Proactively identify and escalate emerging risks with recommendations.
  • Assist as needed in enterprise wide projects.
  • Assure clear, concise and objective reporting.
  • Identify and escalate issues and observations as they arise

Other Functions:

  • Other duties as assigned.

Requirements:

  • Education –
    • Bachelor's Degree: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field.
    • or equivalent work experience
  • Experience –
    • 1-5 years Risk Management
  • Skills & Abilities –
    • Understanding of key inherent risk and risk management control practices to perform periodic analysis with critical reasoning for high management reporting.
    • Strong problem solving and critical thinking skills.
    • Understanding of software applications such as SQL, SAS, Excel, Word, PowerPoint, Access, Tableau
    • Knowledge of credit risk reporting structures (Extraction, Transformation and Loading (ETLs), Risk Data Management, Risk Data Warehouse, etc.)
    • Strong verbal and written communication skills.
    • Ability to build and foster internal relationships.
    • Strong organizational and time management skills.
    • Ability to summarize, document, and communicate information in a clear and concise manner.
    • Ability to organize and prioritize multiple tasks to meet deadlines.
    • Ability to work independently as well as collaboratively within a team environment.
    • Ability to stay abreast of industry best practices, procedures, and techniques.
    • Ability to change direction as project demand dictates.

Competencies:

  • Collaboration – Relationship Management:
    • Advanced – Leading and Guiding
      • Improves relationships between key individuals to achieve seamless cross-team work flow and positively impact results
      • Uses informal networks to gain support for ideas and projects
      •  

  • Collaboration – Teamwork:
    • Advanced – Leading and Guiding
      • Brings out the best in each team member by consistently motivating and acknowledging peer contributions
      • Understands and leverages team dynamics
      •  

  • Execution – Accountability:
    • Advanced – Leading and Guiding
      • Fully accountable for timeliness, completeness, quality of projects, processes, products and services
      • Remains calm and focused on goals while facing pressures, obstacles or short-term setbacks
      •  

  • Influence – Information Sharing:
    • Advanced – Leading and Guiding
      • Ensures people receive the information they require, and brings the team together to share information
      •  

  • Influence – Two-way communication:
    • Advanced – Leading and Guiding
      • Effectively conveys difficult or complex information in an easy to understand manner, by providing the big picture and illustrating important linkages
      • Asks open-ended questions that encourage others to give their points of view
      •  

  • Risk Business Acumen – Industry Acumen:
    • Advanced – Leading and Guiding
      • Keeps up -to-date with external market events, pressures and regulations which may impact the organization and assesses whether similar issues exist in the organization
      • Can identify functional and organizational implications associated with major trends
      • Designs solutions to address industry activities that impact the organization
      •  

  • Risk Management – Knowledge of Risk Management Policies, Regulations, Processes and Procedures:
    • Advanced – Leading and Guiding
      • Monitors adherence to policies, regulations, processes and procedures within function and actively undertakes corrective action where necessary
      • Understands end to end processes across the organization and how processes are integrated
      • Has a practical knowledge of regulations impacting area supported
      •  

  • Risk Management – Risk and Compliance Adherence:
    • Advanced – Leading and Guiding
      • Ensures that all directs and colleagues have appropriate knowledge of risk and the regulatory environment
      • Investigates and identifies the root cause and corrects items deemed non-compliant, regardless of pressures from business or management
      •  

Working Conditions:

  • Frequently: Minimal physical effort such as sitting, standing, and walking.
  • Occasional moving and lifting of equipment and furniture is required to support onsite and offsite meeting setup and teardown.
  • Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer’s Rights:

  • This job description does not list all the duties of the job.  You may be asked by your supervisors or managers to perform other duties.  You will be evaluated in part based upon your performance of the tasks listed in this job description.
  • The employer has the right to revise this job description at any time.  This job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.